Insurance for Non-UNC Charlotte Sports Camps
The URMIA Sports Camp Insurance Program (SCIP) provides reasonable and comprehensive sports-specific insurance to camp programs for minors that are conducted in college or university facilities.
This insurance program protects the sports camp, its coaches and counselors, and the college or university venue where the camp is held against claims by individuals who could be injured as a result of participating in the camp. In addition, campers are covered with an Excess Accident Medical Policy for medical bills related to accidents that occur at the camp.
Pre-Approved Sports
| Archery | Hockey (Non-Checking) |
| Badminton | Lacrosse |
| Baseball | Racquetball |
| Basketball | Rowing |
| Cheerleading (without stunts) | Squash |
| Cross Country | Soccer |
| Educational Camp | Softball |
| Fencing | Swimming (no diving) |
| Field Hockey | Tennis |
| Flag Football | Track and Field |
| Golf | Volleyball |
| Handball | Water Polo |
| Non-Contact Football Conditioning | Wrestling |
How does it work?
Other sports may be eligible with additional underwriting. See the Facility Users Guide for more details.
-
Download the Facility Users Guide.
- Visit the Sports Camp Insurance Program website and select “Buy Online”. Complete an application form and pay by credit card for your coverage. Upon completion of the transaction, you will receive via e-mail a binder of coverage.
- For more information or questions, contact RPS Bollinger.
How long does it take to get insurance?
Once you have completed your transaction on the website you will receive a certificate of coverage by email. The email usually arrives within five minutes of your purchase. The institution will also receive a copy of the certificate, however it is in your best interest to verify receipt by the institution.
POLICY LIMITS & COVERAGE
Please review this section for an excellent snapshot of the liability and accident insurance you will be buying for your sports camp.
Liability Coverage: Comprehensive General Liability, ISO form
|
Aggregate Limit of Liability |
$3,000,000 |
|
Per Occurrence Limit |
$2,000,000 |
|
Products/Completed Operations Aggregate |
$2,000,000 |
|
Participants’ Legal Liability Limit |
Included |
|
Personal Injury/Advertising Injury |
$2,000,000 |
|
Sexual Abuse/Molestation Liability (Aggregate) |
$2,000,000 |
|
Sexual Abuse/Molestation Liability (Per Occurrence) |
$1,000,000 |
|
Damage to Premises |
$300,000 |
|
Medical Payments (to non-participants) |
$5,000 |
|
Deductible |
$0 |
|
Defense costs outside the limits |
|
|
Optional Hired/Non-Owned Auto Liability CSL* |
$1,000,000 |
*Notable exclusions under this policy: Standard CGL Exclusions; Trampolines and Springboards (unless approved for the sport); Employment Related Practices and Punitive Damages; Intentional Acts.
Liability protection is provided by this policy for sponsored and supervised activities, as stated above. In addition, liability protection extends to the premises or facilities while the camps are underway.
There is no charge under this program to extend the policy to cover the college and university venues where the camps are being held.
*The Hired/Non-Owned Auto Liability coverage offered as an option by this policy does not cover the transportation of participants – coverage is for the camp entity only with regard to liability for accidents with other vehicles and the drivers of those other vehicles. For camps needing auto liability with coverage for transportation of participants, we recommend placement with a local broker who can run proper MVR reports on all drivers and place with an auto insurance carrier.